Uncapped Financial

Licensed life insurance agent · Uncapped Financial

Virak Alhassan

Request a quote and Virak Alhassan will contact you directly to go over the coverage and premiums available to you.

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Coverage Virak Alhassan can help with

Term life

Coverage for a set number of years, commonly 10 to 30. If you die during the term, your beneficiaries receive the death benefit. It is usually the lowest premium for a given coverage amount.

Often used forReplacing income while children are at home or a mortgage is outstanding.

Whole life

Permanent coverage that stays in force for life as long as premiums are paid. Premiums stay level and the policy builds cash value.

Often used forLifelong coverage and leaving money to heirs.

Final expense

A smaller whole life policy meant to pay for funeral, burial and other end-of-life costs. Many plans ask health questions and do not require a medical exam.

Often used forKeeping funeral costs off your family.

Indexed universal life

Permanent coverage with flexible premiums. Cash value can earn interest tied to a market index, limited by the policy's caps, participation rates and charges. Values are not guaranteed.

Often used forPermanent coverage with adjustable premiums.

Mortgage protection

Term coverage sized to your mortgage balance and payoff date, so your family can keep the home if you die.

Often used forHomeowners with a mortgage and people who depend on them.

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